Saturday, December 5, 2009

Insurance for persons with Autism : India

The Govt of India has an insurance scheme aimed to  improve the lives of persons with Autism and other disabilities.  Niramaya is a health Insurance scheme for the welfare of persons with Autism, Cerebral Palsy, Mental Retardation.and Multiple Disabilities. My understanding is it provides a cover of Rs 1 Lakh and the annual premium is in the range of Rs 100 or so. For persons below poverty line the premium is to be subsidized by the state/central govt. It is launched selectively only covering about 10 districts and will be monitored by the .National Trust for the Welfare of Persons with Autism, Cerebral Palsy, Mental Retardation & Multiple Disabilities, a Statutory Body under the Ministry of Social Justice & Empowerment, Govt. of India. Currently I dont think its available across the country. 
The scheme provides health cover, but I wonder for Autism, you need to give various therapies and with no clear approved line of medication / therapy. How can any hospital provide all that is needed? It would probably only help with other routine ailments / diseases which need medication, hospitalization etc. Nevertheless a good beginning. 
Any way for those interested here is a link for more details
Niramaya Insurance Scheme 

No comments:

Google Autism Search Results